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Welcome To Hettesheimer Insurance Agency, Inc.

Think Differently about Health Insurance
Established in 1967


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EMPLOYERS SHOULD BE ANGRY!

Health Care Costs Are Spiraling Out Of Control! And There Is Nothing You Can Do About It.
NON-SENSE!
I. Obamacare/ACA, MLR (Medical Loss Ratio) forces fully Insured Companies to Increase Claims in Order to Increase Dividends and Profit. MEDICAL LOSS RATIO
II. Pharmacy Managers create a mark-up or spread between the price charged and the amount paid to pharmacies. These dollars become rebates that typically go to your insurance vendor or Administrator. DOUBLE DIPPING!
III. Reference Pricing (Established by Medicare) establishes a base price or true costs = 100%. Out of network costs are typically 1,000% of Medicare. PPO's are typically set at 400%. When your network provider or insurance company negotiates a lower settlement, something below 400%, who gets the difference? Not You! TRIPLE DIPPING!
IV. When your group claims are lower than your funding, who keeps those dollars? Not You! QUADRUPLE DIPPING!
These problems are not new and we assume your Broker explained these issues.
We apply logic and common sense, solving all of these problems!
Talk to us today, we are your "Health Care Expense Reduction Experts!"

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Level Funding - Best Solution Available in the Country!

Protecting your private information is our priority. This Statement of Privacy applies to the www.HettesheimerInsurance.com and Hettesheimer Insurance Agency, Inc. and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Hettesheimer Insurance Agency, Inc. include www.HettesheimerInsurance.com. The Hettesheimer Insurance Agency, Inc. website is a news and information site. By using the Hettesheimer Insurance Agency, Inc. website, you consent to the data practices described in this statement.

 

TRUSTe Privacy Program

Hettesheimer Insurance Agency, Inc. is a licensee of the TRUSTe Privacy Program. TRUSTe is an independent organization whose mission is to build users' trust and confidence in the Internet by promoting the use of fair information practices. Because we want to demonstrate our commitment to your privacy, we have agreed to disclose our information practices and have our privacy practices reviewed for compliance by TRUSTe.

 

If you have questions or concerns regarding this policy, you should first contact us at This email address is being protected from spambots. You need JavaScript enabled to view it.. If you do not receive acknowledgment of your inquiry or your inquiry has not been satisfactorily addressed, you should contact TRUSTe at http://watchdog.truste.com/pvr.php?page=complaint. TRUSTe may serve as a liaison with us to resolve your concerns.
Collection of your Personal Information

 

Hettesheimer Insurance Agency, Inc. may collect personally identifiable information, such as your name. We may gather additional personal or non-personal information in the future.


Information about your computer hardware and software may be automatically collected by Hettesheimer Insurance Agency, Inc. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain the quality of the service, and to provide general statistics regarding use of Hettesheimer Insurance Agency, Inc. website.

 

Hettesheimer Insurance Agency, Inc. encourages you to review the privacy statements of websites you choose to link to from Hettesheimer Insurance Agency, Inc. so that you can understand how those websites collect, use and share your information. Hettesheimer Insurance Agency, Inc. is not responsible for the privacy statements or other content on websites outside of the Hettesheimer Insurance Agency, Inc.

 

Use of your Personal Information

Hettesheimer Insurance Agency, Inc. collects and uses your personal information to operate its website(s) and deliver the services you have requested.

 

Hettesheimer Insurance Agency, Inc. may also use your personally identifiable information to inform you of other products or services available Hettesheimer Insurance Agency, Inc. and its affiliates. Hettesheimer Insurance Agency, Inc. may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

 

Hettesheimer Insurance Agency, Inc. does not sell, rent or lease its customer lists to third parties.

 

Hettesheimer Insurance Agency, Inc. may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Hettesheimer Insurance Agency, Inc. and they are required to maintain the confidentiality of your information.

 

Hettesheimer Insurance Agency, Inc. may keep track of the websites and pages our users visit within Hettesheimer Insurance Agency, Inc. in order to determine what Hettesheimer Insurance Agency, Inc. services are the most popular. This data is used to deliver customized content and advertising within Hettesheimer Insurance Agency, Inc. to customers whose behavior indicates that they are interested in a particular subject area.

 

Hettesheimer Insurance Agency, Inc. will disclose your personal information, without notice, only if required to do so by law or in the good-faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Hettesheimer Insurance Agency, Inc. or the site; (b) protect and defend the rights or property of Hettesheimer Insurance Agency, Inc.; and, (c) act under exigent circumstances to protect the personal safety of users of Hettesheimer Insurance Agency, Inc. or the public.

 

Security of your Personal Information

Hettesheimer Insurance Agency, Inc. secures your personal information from unauthorized access, use or disclosure.

 

Children Under Thirteen

Hettesheimer Insurance Agency, Inc. does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

 

Opt-Out & Unsubscribe

We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from Hettesheimer Insurance Agency, Inc. by contacting us here:
- Web page: www.HettesheimerInsurance.com
- Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
- Phone: 513-661-7581

 

Changes to this Statement

Hettesheimer Insurance Agency, Inc. will occasionally update this Statement of Privacy to reflect company and customer feedback Hettesheimer Insurance Agency, Inc. encourages you to periodically review this Statement to be informed of how Hettesheimer Insurance Agency, Inc. is protecting your information.

 

Contact Information

Hettesheimer Insurance Agency, Inc. welcomes your questions or comments regarding this Statement of Privacy. If you believe Hettesheimer Insurance Agency, Inc. has not adhered to this Statement, please contact Hettesheimer Insurance Agency, Inc.

 

Hettesheimer Insurance Agency, Inc.
3254 Montana Ave.
Cincinnati, Ohio 45211

 

Email Address:
This email address is being protected from spambots. You need JavaScript enabled to view it.

 

Telephone number:
513-661-7581

 

Effective as of June 09, 2015

Serviced Slush Puppie Corporation throughout all 50 states and 3 countries for over 30 years!

 

 

slush puppie converted

BEST OF CINCINNATI "COMPUTER SOFTWARE SERVICES" 3 YEARS IN A ROW!

3 awards

 

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3254 MONTANA AVE, SUITE 1001, CINCINNATI, OH 45211            513.661.7581            This email address is being protected from spambots. You need JavaScript enabled to view it.

HIAlogosmall

We are Greater Cincinnati's Health Care Expense Reduction Experts; delivering the "Best of the Best," solving employer's benefit affordability issues.

We deliver concierge service, solving healthcare and healthcare benefit needs. Our custom crafted healthcare solutions create long-term solutions. Our benefits attract and retain talent. We improve benefit satisfaction and reduce healthcare need through better health. Technology, service and innovative risk management solutions that meet the serious challenges faced in the Era of Health Care Reform.

Our mission is to assist people in achieving a better state of health. A quality lifestyle is correlated with heatlhy behavior. We design benefits plans that are customer-focused solutions, identifyin benefits need from your past 24 months of healthcare consumption. We are recognized as an independent strategic partner.

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