Employers should be angry!

Fraud, Waste and Abuse are Driving Your Health Care Costs! The ACA is Written to Increase Cost. Administrators and PBMs are Triple Dipping for Profits. Hospital Charges go Unchecked. Is Your Broker Solving for these Costs Drivers?

We Identify All Revenue Streams in Your Healthcare Supply Chain and Manage Your Entire Supply Chain.

We Improve Clinical & Financial Outcomes - Saving Tens of Thousands of Dollars.

Logo of Hettesheimer Insurance Agency with the initials 'HIA' in large gold text, and 'Hettesheimer Insurance Agency, Inc. & Associates' below in smaller gold text.

About

Hettesheimer Insurance Agency Inc. & Associates is a Cincinnati-based family firm with a 65-year history in the community. Offices in Colerain, Blue Ash, Beechmont, and Covington. All our specialized associates are highly trained, experienced and deliver concierge service. Scott Hettesheimer, President/CEO, began his insurance career in February 1977.  

The quality of our service is best reflected in the opinions of our agency's clients.  

Denise Salyers is our group health customer account manager, is dedicated and compassionate with all our customers’ health insurance service needs. Whether it is helping an employee resolve a claim issue or assisting in administrating benefits, she provides 100% customer satisfaction. Denise has worked for Hettesheimer Insurance Agency Inc., & Associates for 20+ years. 

Mr. Hettesheimer is Amazon #1 Best Selling Author; #1 Financial Risk, #1 Financial Services, and #1 Healthcare Industry. HEALTHCARE’S C-SUITE SOLUTION. Mr. Hettesheimer invented the technology LIFESTYLE RISK CALCULATOR and is a top technology aggregator. Hettesheimer is a Co-Author of Employer's Guide to Medical Tourism Benefit Design with Maria Todd PhD., National Event Speaker. Mr. Hettesheimer is a past Legislative Chair for GCAHU, and Inventor Lifestyle Risk Calculator. 

An Alumnus of the University of Cincinnati; Life Loyal Sigma Chi and Past National Grand Officer, Scott is the longest tenured member of the National Association of Health Underwriters, past chair of The GCAHU Legislative Committee and recognized in 1996 as a Lifetime Member of the Leading Producers Round Table, placing him among top insurance and benefit advisors nationwide. He was named a summit delegate by a past Governor of Ohio, for legislative and mandated insurance issues, 1999. 

Mr. Hettesheimer is President of Group Agent Resources, LLC, dba Advanced Benefit Design Institute. ABDI is “The Consulting Authority.” Our specialty is Reducing the Frequency and Size of Claims for self-insured Business Owners. 

ABDI Recovers overcharging in healthcare, Millions of Dollars for employers. 

Our work helps you to retain and attract talent/employees through the improved Benefit Satisfaction created. Clinical and financial outcomes improve.  

Unique Medical Advocacy provides measured improvements in member health. We provide employees with healthcare shopping tools, 100% transparency, proactive management, and comprehensive, transparent administrate platforms to automate administration of your self-insured benefit plan. 

Our Benefits team has tremendous expertise and experience. All our products and services are brilliantly conceived and flawlessly delivered. We provide comprehensive market evaluations with cost-reducing solutions for all your employer insurance and employee benefit-related needs. 

Smiling person with glasses using a laptop at a table with a drink and papers in a cozy setting.

Proudly serviced Slush Puppie Corporation in all 50 states and 3 countries for over 30 years!

Slush Puppie logo featuring a cartoon dog holding a drink, with text "Slush Puppie."

About Scott Hettesheimer

Scott Hettesheimer has 44+ years’ experience working in the Health Care Marketplace. His focus is on managing the entire healthcare supply chain and eliminating fraud, abuse and overcharging. The philosophy of benefit design integrated with the individual’s healthcare needs is foremost.

Hettesheimer has invented technology and is a top technology aggregator. Hettesheimer is a Co-Author of Employer's Guide to Medical Tourism Benefit Design, National Event Speaker, past Legislative Chair for GCAHU, and Inventor Lifestyle Risk Calculator. Mr. Hettesheimer is an expert in Health Care Management Strategic Planning including all aspects of Alternative Funding and “Next Generation” Cost Containment Strategies. 11 years ago, he formed a group of National Industry leaders providing healthcare delivery solutions that reduce health care consumption and cost. “All of our solutions are 100% transparent and are delivered to a Fiduciary Standard.” We custom craft comprehensive high-performance health care benefit solutions for employers that improve “Benefit Satisfaction” which improves employee retention and helps to attract new talent. Mr. Hettesheimer is the Longest tenured NAHU member in the country. Our brands include Hettesheimer Insurance Agency, Advanced Benefit Design Institute, Veridence 365 and Lifestyle Risk Calculator.

Mr. Hettesheimer has vast knowledge and experience in leveraging technology, strategic tactics, with tried and proven employee benefit designs making his team "The Healthcare Expense Reduction Experts."

An Alumnus of the University of Cincinnati; Life Loyal Sigma Chi and Past National Grand Officer, Scott is the longest tenured member of the National Association of Health Underwriters, past chair of The GCAHU Legislative Committee and recognized in 1996 as a Lifetime Member of the Leading Producers Round Table, placing him among top insurance and benefit advisors nationwide. He was named a summit delegate by a past Governor of Ohio, for legislative and mandated insurance issues, 1999.

In addition to his professional achievements, He created and managed 4 fundraising events for the American Cancer Society and Cincinnati's Center for Developmental Disorders. He has also assisted fundraising for the Huntsman's Cancer institute and St. Jude's Hospital.

Best of Cincinnati ‘Computer Software Services’ 3 Years in a Row!

Three awards for "Best of Cincinnati" in 2012, 2013, and 2014 for Computer Software & Services, presented by the Blue Award Program, featuring blue plaques with star designs.
NABIP logo with a circular design and the tagline "Shaping the future of healthcare."
Logo of CDHC Certified by NAHU featuring silhouettes of people and the text 'Consumer Directed Health Care.'"
Health Care Self-Insured Plan Self-Funding Certified logo by NAHU
Better Business Bureau Accredited Business logo with A+ rating as of January 27, 2025.
Healthcare.gov 2018 Elite Circle of Champions badge with a star.