Life Insurance

Protect what matters most!

 

Life insurance may be one of the most important purchases you'll ever make. Owning an adequate amount of life insurance is very important and, in most cases, very affordable. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more. If you're considering securing you and your family's financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it! An expert life insurance broker will help you with every step in obtaining the most competitive and appropriate insurance plans for your specific needs. You can count on us for bother personal and business insurance planning. Our vast experience, resources and dedicated staff will go to work for you, searching the market for the best solution. We offer competitive low-cost term life insurance, no lapse guarantee universal life insurance, whole life insurance and indexed life insurance.

 

lifeinsurance

 

Types of Life Insurance:
Term Insurance- The most affordable type of insurance when initially purchased is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

 

Final Expense Insurance- Helps many families avoid the devastating costs of a funeral or other final expenses. These expenses range from hospital bills to unpaid medical bills and financial debt that is left behind.

 

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HIAlogosmall

We are Greater Cincinnati's Health Care Expense Reduction Experts; delivering the "Best of the Best," solving employer's benefit affordability issues.

We deliver concierge service, solving healthcare and healthcare benefit needs. Our custom crafted healthcare solutions create long-term solutions. Our benefits attract and retain talent. We improve benefit satisfaction and reduce healthcare need through better health. Technology, service and innovative risk management solutions that meet the serious challenges faced in the Era of Health Care Reform.

Our mission is to assist people in achieving a better state of health. A quality lifestyle is correlated with heatlhy behavior. We design benefits plans that are customer-focused solutions, identifyin benefits need from your past 24 months of healthcare consumption. We are recognized as an independent strategic partner.