Annuities

What is an Annuity?

Annuities provide tremendous value. An annuity is an agreement for one person or organization to pay another a stream or series of payments. Usually, the term "annuity" relates to a contract between you and a life insurance company, but a charity or a trust can take the place of the insurance company. If you are looking for Principal Protection, Income for Life, a Legacy for Loved Ones and Protection for Long Term Care Expenses, then an annuity may be ideal for you. We offer fixed annuities, income annuities deferred annuities and indexed annuities.

 

annuities


How does it differ from Life Insurance?
Both annuities and life insurance should be considered in your long-term financial plan. While both include death benefits, you buy life insurance in the event you die too soon and an annuity in case you live too long. In other words, life insurance provides economic protection to your loved ones if you die before your financial obligations to them are met, while annuities guard against outliving your assets. Where else can you receive a competitive income guaranteed for the rest of your life?

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HIAlogosmall

We are Greater Cincinnati's Health Care Expense Reduction Experts; delivering the "Best of the Best," solving employer's benefit affordability issues.

We deliver concierge service, solving healthcare and healthcare benefit needs. Our custom crafted healthcare solutions create long-term solutions. Our benefits attract and retain talent. We improve benefit satisfaction and reduce healthcare need through better health. Technology, service and innovative risk management solutions that meet the serious challenges faced in the Era of Health Care Reform.

Our mission is to assist people in achieving a better state of health. A quality lifestyle is correlated with heatlhy behavior. We design benefits plans that are customer-focused solutions, identifyin benefits need from your past 24 months of healthcare consumption. We are recognized as an independent strategic partner.